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4 reasons to buy a home instead of renting

4 reasons to buy a home instead of renting

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The financial benefits of buying a home compared with renting have yoyoed over the years, especially of late. If you’re sitting on the fence, here are four circumstances in which it may be a better bet to buy.

If interest rates remain low

From a financing perspective, if this isn’t the best time to buy a house, it’s pretty darn close.

The average interest rate on a 30-year fixed mortgage, the most common variety, has …

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Are points really worth it?

Are points really worth it?

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Are rewards programs worth the hassle- or the cost? That depends on you, and the types of rewards you’re working towards. For instance, airline miles are notoriously difficult to redeem…blackout dates, limited seats, and inconvenient flight times are just a few of the challenges. In comparison, hotel and merchandise points are relatively easy to earn and redeem, as are cash back rebates.

The offers can be so tempting

You’re spending money, so why not get …

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Should you borrow to get an MBA?

Should you borrow to get an MBA?

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If you’ve decided that an MBA is an important investment in your career, then your next step should be to determine how to finance your next two years of study. While many students rely on a combination of their own savings, help from family and other outside sources, other students have only to rely on the availability of grants, loans, and employment. If you’re a member of the latter group, don’t be discouraged. There are …

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Buying a home? Budget for more than just mortgage costs

Buying a home? Budget for more than just mortgage costs

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Buying a home is one of the most important purchases you’ll make in your lifetime so it’s important to make sure you set realistic expectations about how it will affect your monthly budget. Your mortgage payment will make the largest impact, but there are additional costs you should consider before signing on the dotted line.

Bigger house, bigger bills

Chances are you’re living in an apartment or smaller accommodations before purchasing your new home. You …

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4 Tips to Help Manage Student Loan Debt

4 Tips to Help Manage Student Loan Debt

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If you’re a recent college graduate who took out student loans, you likely owe about $35,000. As eye-popping as that average debt figure is, you’re certainly not the only one wondering how you’ll possibly get out from under your loans. As with any difficult assignment, though, research and a well-thought-out plan will help you tackle even the most challenging of debt situations.

Making use of the following strategies will help you dig your way out …

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What are the differences between private and public student loans?

What are the differences between private and public student loans?

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With the cost of a college education continuing to skyrocket, more students than ever depend on financial assistance to help cover their educational expenses. Financial aid is money that is available to students to help pay for attending a post-secondary institution in the United States. There are a variety of financial aid tools available to students, including grants, scholarships, need-based awards, work-study employment and student loans.

Types of student loans

Based on eligibility requirements and …

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Is a credit union better than a bank?

Is a credit union better than a bank?

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Have you ever wondered if a credit union is better than a bank? The choice between the two will ultimately boil down to the different products, services, and fees each one offers and what components are most important to you as a customer. Let’s look at some key differences between banks and credit unions, so you’re able to decide which works best for you.

Not-for-profit

The fundamental difference between the two institutions is that a …

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Tax Tips for First-Timers

Tax Tips for First-Timers

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Filing your taxes for the first time doesn’t have to be scary – and, in fact, it shouldn’t be. The key to overcoming uncertainty in many situations is educating yourself and being prepared. Following these simple steps will help make filing for the first time a breeze.

Organization is key

Before you can file your taxes, you’ll need to have the proper forms. At the very least, this will include a W-2 from each workplace …

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Behind the Mic with Brian Moote

Behind the Mic with Brian Moote

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A recent transplant from Los Angeles, Brian made the move across the country to join The Bert Show, alongside show veterans Bert and Kristin, a little over a year ago.

We chatted with Brian about how he’s adjusting to life in Atlanta, his work on radio and on stage, and his unique talents. Find out how this once-aspiring bulldozer operator became a radio and comedy star.

How did you get your start in radio?

I …

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When should I start saving for retirement?

When should I start saving for retirement?

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When you are young, retirement is likely the last thing on your mind but planning for it shouldn’t be. The earlier you start saving, the more time your money has to grow and the more financially healthy you’ll be in your retirement years.

The magic of compound interest

The biggest benefit to starting early is the value of compounding interest. Compounding interest is when the earnings of an investment are reinvested into that same investment …

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