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Tell us how you handle money, and we’ll tell you which Walking Dead character you are!

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2017 What’s Ne[x]t Scholarship Winners

2017 What’s Ne[x]t Scholarship Winners

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Congratulations to the 2017 What’s Ne[x]t Scholarship winners! A total of $15,000 was given away to three deserving students to help them pursue a higher education. Open to Georgia’s Own members 25 and under, students submitted applications along with a video telling us where life is taking them, what their passions are or what they wanted to accomplish. From more than 100 applications received, our judges selected the following winners:

$8,000 Scholarship Winner
Jude Thornton …

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What are ancillary products (and are they really worth it)?

What are ancillary products (and are they really worth it)?

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If you’ve ever purchased a vehicle, you’re probably familiar with the same old spiel – the finance guy (or gal) at the dealership sits you down and begins offering you product after product to protect your interest, and if you’re like most people, you end up feeling overwhelmed and confused. So, the question is, what are ancillary products and are they really worth it? Ultimately that decision is up to you, but we’ve highlighted some …

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Budgeting 101: Creating a Budget & Sticking to It

Budgeting 101: Creating a Budget & Sticking to It

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With the total student loan debt in the United States hovering around a mind-blowing $1.23 trillion, it’s important to be smart about budgeting and managing your money while you’re in school so you’re not one of the 43 million Americans drowning in student loan debt.

Creating and managing a budget isn’t the most fun in the world, but it’s not as much of a hassle as you might think, either. Plus, it’ll help you …

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Home Equity Loans: What questions should you ask before applying?

Home Equity Loans: What questions should you ask before applying?

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If your home’s current market is worth more than the total amount of your remaining mortgage payments, then you’ve built up equity in your home. Many people who have equity in their homes are able to apply for home equity loans and use that portion of equity–or ownership–as collateral for the loan.

Remember when home mortgages were upside-down? Home values are making a comeback after the Great Recession and borrowers are taking advantage of the …

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#MemberAppreciationMonday: Tin Lizzy’s Queso!

#MemberAppreciationMonday: Tin Lizzy’s Queso!

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It’s the first Monday of the month which means we’re bringing members another great deal thanks to #MemberAppreciationMonday and Tin Lizzy’s! Love queso? So do we – that’s why we’re treating our members to a free cheese dip at any Atlanta-area Tin Lizzy’s Cantina location*! Just show your Georgia’s Own credit or debit card through June 30th, and your cheese dip is on us! For more details visit georgiasown.org.

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6 reasons why you should avoid Payday Lending

6 reasons why you should avoid Payday Lending

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Short on cash this week? A payday loan might seem to be the perfect short-term solution. After all, it takes only minutes to apply for a small loan, the approval turnaround is quick, and the money can be deposited into your checking account within 24 hours. Ideally, you’ll pay it off with your next paycheck and get back on track.

It sounds like a great plan, but in reality, payday loans are made by predatory …

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Millennials saving for uncertain future

Millennials saving for uncertain future

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How are millennials (we) saving for an uncertain future? According to an article by Michael Douglass from CNNMoney, millennials are saving earlier for retirement than their parents were. This is great news for us, but unfortunately the financial outlook is dimmer than in years past. In fact, recent figures from the Employee Benefit Research Institute state that millennials may need to DOUBLE how much we are saving for retirement. This is due in part to …

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Smart ways to encourage kids to start saving early

Smart ways to encourage kids to start saving early

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Are you tired of your kids spending money like it grows on trees? Encouraging kids to save their money in a world that revolves around spending is not necessarily an easy task. Given the fact that many Americans are distressingly under-saving, it’s critical that we instill the importance of saving for the future in the next generation. Here are some excellent ideas to make saving money attractive and, dare we say it, even fun for …

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6 tips on how to travel cheap

6 tips on how to travel cheap

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Memorable vacations can come with a price tag you’d rather forget. But with proper planning, smart research and a flexible attitude, you can travel cheap and still have an experience worth remembering. Here’s how.

1. Cut transportation costs

Before planning your trip, have a rough budget in mind. A vacation calculator can help. If you know how much you’re willing to spend on airfare, this map can give you ideas for destinations that are within …

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